Abu Dhabi Islamic Bank Approves Cash Dividend of 97.05 Fils Per Share and Launches 'Vision 2035' Strategy

Abu Dhabi | EcoPulse24

The general assembly of Abu Dhabi Islamic Bank (ADIB) has approved a cash dividend of 97.05 fils per share for 2025, totaling AED 3.52 billion and representing 50% of the year's net profit. This is up from a dividend of 83 fils per share in 2024.

The decision was made during the general assembly meeting at the bank’s headquarters in Abu Dhabi, where shareholders also approved the board of directors’ report, auditor’s report, and financial statements for the year ending 2025.

ADIB reported a net profit before tax of AED 8.1 billion for 2025, reflecting an 18% annual increase, and a return on equity of 29%, highlighting the bank’s strong operational performance.

The balance sheet saw notable growth, with total assets rising 24% to AED 281 billion, driven by increased client financing, higher deposits, improved asset quality, and a historic low in non-performing assets.

The bank attracted approximately 283,000 new customers in 2025, expanding its customer base and reinforcing its position in Islamic banking.

These results coincide with the launch of the long-term 'Vision 2035' strategy, aiming to drive sustainable growth, enhance long-term shareholder value, develop digital financial services, and foster innovation in banking products.

Jouan Owaida Suhail Al Khaili, Chairman of ADIB, stated that the bank delivered strong and resilient performance in 2025, with an 18% increase in net profit before tax, enabling the proposal of a 97 fils per share dividend, equal to half the net profit.

Mohamed Abdel Bari, Group CEO, added that 2025 was an exceptional year, with record revenues of AED 12.3 billion, robust balance sheet growth, and leading returns in the banking sector.

He noted that the launch of the 'Vision 2035' strategy marks a new phase focused on innovation, digital services, and advanced banking solutions to support sustainable growth and deliver long-term shareholder returns.

EcoPulse24 Analysis
ADIB’s high dividend payout reflects its strong financial position and continued ability to deliver robust profit growth within Islamic banking. The nearly 30% return on equity places ADIB among the region’s most profitable banks, as Gulf banks seek to strengthen capital and invest in digital transformation ahead of a new phase of expansion in financial services.